In Ocean Township, flooding and other drainage problems can result after several inches of rain in a short period of time or after several days of continued rain. In past years, our community has experienced numerous rainfall events causing flood damage. Hurricanes, tropical storms and other threatening weather can present flood hazards to residents especially when there are high tides, storm surges caused by winds, and heavy rainfall.
It is wise to consider the possible flood hazards before you buy any property. Typical homeowner's insurance policies exclude coverage for flood damage. Talk to your insurance provider about your policy and consider whether you need additional coverage.
The National Flood Insurance Program (NFIP) helps provide a means for property owners to financially protect themselves if additional coverage is required. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. To find out how much flood damage could cost you, estimate your premium and learn more about the NFIP visit www.FloodSmart.gov. Here are some other important links to view:
Hazard Disclosure Letter to Buyers/Residents
FEMA Flood Map Service
Hazard Mitigation Grant Program
Monmouth County Hazard Mitigation Plan
National Flood Insurance Program (NFIP)
Family Emergency Plan
Know Your Flood Zone
Protecting Our Communities
Back to Township of Ocean Emergency Management Page
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